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Last Updated: Thursday, October 1, 2026 at 05:02 PM
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Affordable and fun swimsuit cover-ups

Don’t underestimate the value of investing in a scene-stealing swathe. TODAY style editor Bobbie Thomas shows you how to take your cover-ups from the beach to summertime soirees with chic, convertible options.

Many of us spend hours agonizing over finding the perfect bathing suit and the confidence to wear it, only to slip on a cover-up when we’re out having fun in the sun. So while it’s important to choose the right suit, don’t underestimate the value of investing in a scene-stealing swathe. TODAY style editor and Bobbie.com’s Bobbie Thomas shows you how to take your cover-ups from the beach to summertime soirees with these chic, convertible options.

The BBQ
If you find yourself frequenting backyard bashes with friends, a tunic may be your best bet to help you seamlessly transition from the beach to the barbecue. An oversized sweater is perfect to wear shore-side with a bikini and flip-flops, and can later be paired with crisp shorts and wedges when you’re ready for food and fireworks. (Striped line cover-up sweater, $49, Victoriassecret.com)

The bonfire
Most of us wouldn’t think that a sweater could be a summer staple. But from hot days to cool nights, a woven or crochet top meant for the beach could become a great asset when cuddled around a campfire. Choose an easy, soft knit that that will keep you cool during the day and cozy during windy nights when paired with jeans and Ugg boots. (Reefbreak hoodie in falcon, $79, Athleta.com)

The bazaar
For the busy beach babe who plans to hit the mall after she’s hit the waves, toss a tee and belt in your bag for a quick fix. Take advantage of their versatility and transform a tube dress or sarong into an effortless shopping outfit by wearing it as a long maxi skirt with a simple tee and low-slung braided belt. (Joolay batik strapless cover-up dress, $48, Lordandtaylor.com)

The bar
Long and loose caftans, especially colorful and embellished styles, are perfect for looking chic and providing protection on the sand. For a nighttime twist, they can bring the drama and add some glamour when you're going out with the girls. Just layer a slip, and add a few bangle bracelets and heels for a stylish way to wow on an easy, breezy summer night. (Coral caftan, $25, Hm.com)