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Last Updated: Thursday, October 1, 2026 at 06:05 PM
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AT&T will insure your iPhone for $4.99/month

Worried that you'll somehow damage or lose your precious iPhone and have to shell out bucks to replace it? AT&T has a solution which may set your mind at ease.

MacRumors reports that AT&T will offer iPhone users a new insurance plan for their devices starting July 17. The insurance option will cover loss, theft, accidental physical or liquid damage and mechanical and/or electrical failure for $4.99/month. There will also be a $50 or $125 deductible depending on which iPhone model you own.

It's worth noting that AT&T's Mobile Insurance, as it's dubbed, is not your only option when it comes to protecting your iPhone — but it seems to be the cheapest and most comprehensive:

AT&T has long treated iPhones differently than other devices on their network when it comes to insurance. The original iPhone was unable to be insured at all from AT&T. Then in 2010, AT&T partnered with an external company to offer more expensive coverage for the iPhone at $11.99/month and $199 deductible. 

The choice of getting any insurance at all is always up for debate -- especially since Apple is known to replace accidentally broken and out-of-warranty iPhones for a flat $199 repair fee, though this doesn't cover loss or theft.

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Rosa Golijan writes about tech here and there. She's obsessed with Twitter and loves to be liked on Facebook.